:root {
  --bg: #ffffff;
  --surface: #ffffff;
  --text: #191f28;
  --muted: #4e5968;
  --muted-2: #6b7684;
  --line: rgba(0, 23, 51, 0.08);
  --blue: #f50101;
  --shadow-lg: 0 38px 80px rgba(15, 23, 42, 0.14);
  --shadow-md: 0 26px 60px rgba(15, 23, 42, 0.12);
  --radius-xl: 40px;
  --radius-lg: 28px;
  --radius-md: 20px;
  --container: 1140px;
  --font-sans: "Pretendard Variable", "Pretendard", "Noto Sans KR", system-ui, sans-serif;
}

*,
*::before,
*::after {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  word-break: keep-all;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

.page-shell {
  overflow-x: clip;
}

.container {
  width: min(var(--container), calc(100% - 48px));
  margin: 0 auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 30;
  background: rgba(255, 255, 255, 0.78);
  backdrop-filter: blur(18px);
  border-bottom: 1px solid #e5e8eb;
}

.site-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 20px;
  min-height: 60px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  font-weight: 800;
}

.brand-logo {
  width: 28px;
  height: 28px;
  border-radius: 8px;
  flex: none;
}

.brand-mark {
  width: 22px;
  height: 14px;
  border-radius: 999px;
  background: linear-gradient(135deg, var(--blue), #ff9d92);
  position: relative;
}

.brand-mark::after {
  content: "";
  position: absolute;
  right: -5px;
  top: 2px;
  width: 9px;
  height: 9px;
  border-radius: 999px;
  background: rgba(245, 1, 1, 0.18);
}

.brand-text {
  font-size: 21px;
  line-height: 1;
  letter-spacing: -0.06em;
}

.site-nav,
.locale-switch {
  display: flex;
  align-items: center;
}

.site-nav {
  gap: 34px;
  color: var(--muted);
  font-size: 15px;
  font-weight: 500;
}

.site-nav a:hover,
.site-nav a:focus-visible,
.locale-switch .is-active {
  color: var(--text);
}

.locale-switch a {
  color: inherit;
}

.locale-switch {
  gap: 12px;
  font-size: 15px;
  color: #8b95a1;
}

.hero {
  padding-top: 0;
  overflow: visible;
  background: linear-gradient(180deg, #ffffff 0%, #ffffff 80%, #fff6f4 100%);
}

.hero .container {
  width: 100%;
  max-width: none;
}

.hero-stage {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  min-height: calc(100vh - 84px);
  padding: 0;
  border-radius: 0;
  background: none;
  overflow: visible;
}

.hero .container {
  width: min(1720px, calc(100% - 72px));
}

.hero-stage::before {
  display: none;
}

.hero-copy {
  position: absolute;
  top: clamp(88px, 16vh, 152px);
  left: 50%;
  width: 100%;
  padding: 0 24px;
  z-index: 2;
  text-align: center;
  transform: translateX(-50%);
}

.hero-copy h1,
.section-title,
.section-title--light {
  margin: 0;
  line-height: 1.4;
  letter-spacing: -0.05em;
}

.hero-copy h1 {
  font-size: clamp(52px, 6vw, 86px);
  line-height: 1.18;
  max-width: 980px;
  margin: 0 auto;
}

.section-title,
.section-title--light {
  font-size: clamp(32px, 4vw, 50px);
}

.section-title--light {
  color: #ffffff;
}

.store-buttons {
  display: inline-flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 34px;
  justify-content: center;
}

.store-button,
.cta-button,
.business-card a,
.report-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-width: 132px;
  height: 48px;
  padding: 0 18px;
  border-radius: 14px;
  font-size: 15px;
  font-weight: 700;
}

.store-button {
  background: var(--blue);
  color: #ffffff;
  box-shadow: 0 18px 30px rgba(245, 1, 1, 0.18);
}

.store-button--ghost {
  border: 1px solid rgba(0, 23, 51, 0.12);
  background: rgba(255, 255, 255, 0.94);
  color: var(--text);
  box-shadow: none;
}

.app-links {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
}

.hero-visual {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  width: 100%;
  min-height: auto;
  margin: 0;
  padding: 0 0 8px;
  transform: translate3d(0, calc(var(--hero-progress, 0) * -28px), 0)
    scale(calc(1 + var(--hero-progress, 0) * 0.025));
  transform-origin: center center;
  transition: transform 120ms linear;
}

.hero-showcase {
  position: relative;
  width: min(1200px, calc(100vw - 120px));
  margin: -10px auto 0;
  overflow: visible;
}

.hero-showcase__art {
  display: block;
  width: 100%;
  height: auto;
  overflow: visible;
}

.hero-showcase::before {
  display: none;
}

.hero-showcase__actions {
  position: absolute;
  left: 3.7%;
  top: 13%;
  z-index: 3;
  margin-top: 0;
  display: flex;
  align-items: center;
  gap: 10px;
  transform: none;
}

.cta-start {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  padding: 0 22px;
  height: 44px;
  border-radius: 8px;
  background: #FF4A42;
  color: #fff;
  font-size: 15px;
  font-weight: 700;
  text-decoration: none;
  font-family: inherit;
}

.hero-showcase__actions .app-links {
  flex-wrap: nowrap;
}

.hero-showcase__logo {
  position: absolute;
  right: 5.8%;
  top: 6.4%;
  width: 8.5%;
  height: auto;
  z-index: 2;
  filter: none;
}

.hero-intro {
  padding: 200px 0;
  background: #ffffff;
}

.lead-copy {
  max-width: 640px;
  margin: 0 auto;
  text-align: center;
  font-size: clamp(28px, 3vw, 32px);
  line-height: 1.6;
  letter-spacing: -0.04em;
  font-weight: 700;
}

.section {
  padding: 250px 0;
}
section[id] {
  scroll-margin-top: 60px;
}


.section--compact {
  padding-top: 0;
  padding-bottom: 0;
}

.section--surface {
  background: var(--surface);
}

.surface-box {
  padding: 88px 68px;
  border-radius: var(--radius-xl);
}

.split-section {
  display: grid;
  grid-template-columns: minmax(320px, 420px) minmax(520px, 1fr);
  gap: 52px;
  align-items: center;
}

.section-copy {
  max-width: 420px;
}

.section-copy--wide {
  max-width: 680px;
}

.section-label,
.mini-label {
  margin: 0 0 30px;
  color: var(--blue);
  font-size: 28px;
  font-weight: 700;
  line-height: 1.3;
  letter-spacing: -0.03em;
}

.mini-label {
  font-size: 15px;
  margin-bottom: 12px;
}

.section-text,
.section-note,
.transfer-copy p,
.credit-item p,
.story-block__copy p,
.media-card__copy p,
.business-copy p,
.business-card p,
.report-copy p {
  margin: 20px 0 0;
  color: var(--muted);
  font-size: 23px;
  font-weight: 600;
  line-height: 1.5;
}

.section-note {
  max-width: 470px;
}

.section-note--inline {
  max-width: 420px;
}

.finance-stage {
  position: relative;
  min-height: 1272px;
}

.finance-stage__visual {
  position: relative;
  min-height: 936px;
}

.screen-card {
  position: absolute;
  width: min(100%, 600px);
  max-width: 600px;
  border-radius: 0;
  box-shadow: none;
  will-change: transform, opacity;
  transition: transform 120ms linear, opacity 120ms linear;
}

.screen-card--left {
  left: -104px;
  bottom: 0;
  transform:
    translate3d(calc((1 - var(--progress, 0)) * -32px), calc((1 - var(--progress, 0)) * 42px), 0)
    scale(calc(0.94 + var(--progress, 0) * 0.06));
  opacity: calc(0.68 + var(--progress, 0) * 0.32);
}

.screen-card--right {
  right: -104px;
  top: 0;
  transform:
    translate3d(calc((1 - var(--progress, 0)) * 40px), calc((1 - var(--progress, 0)) * -36px), 0)
    scale(calc(0.94 + var(--progress, 0) * 0.06));
  opacity: calc(0.68 + var(--progress, 0) * 0.32);
}

.finance-stage .section-note {
  position: absolute;
  right: 30px;
  bottom: 166px;
  max-width: 420px;
  margin: 0;
  text-align: left;
  z-index: 2;
}

.transfer-grid {
  display: grid;
  gap: 60px;
  margin-top: 0;
}

.transfer-row {
  display: grid;
  grid-template-columns: 509px 509px;
  gap: 60px;
  align-items: center;
  justify-content: start;
  padding-left: 46px;
  padding-right: 16px;
}

.transfer-copy h3,
.credit-item h3,
.story-block__copy h3,
.business-card h3 {
  margin: 0;
  font-size: clamp(30px, 2.6vw, 40px);
  line-height: 1.3;
  letter-spacing: -0.04em;
}

.card-shot {
  width: 509px;
  min-width: 509px;
  max-width: 509px;
  border-radius: 36px;
  justify-self: start;
  filter: none;
}

.transfer-row--scam {
  grid-template-columns: 509px 509px;
}

.transfer-row .transfer-copy {
  max-width: 509px;
}

.transfer-copy--scam {
  max-width: 509px;
  align-self: center;
}

.card-shot--scam {
  width: 509px;
  min-width: 509px;
  max-width: 509px;
  margin: 0;
}

.transfer-row--scam .card-shot--scam {
  width: 509px;
  min-width: 509px;
  max-width: 509px;
}

.loan-layout {
  position: relative;
  min-height: 1272px;
}

.loan-copy {
  max-width: 420px;
}

.loan-copy--primary {
  position: relative;
  z-index: 2;
  margin-left: 46px;
}

.loan-copy--secondary {
  position: absolute;
  left: 46px;
  bottom: 380px;
  z-index: 2;
}

.loan-emphasis {
  margin: 0 0 30px;
  font-size: 48px;
  font-weight: 700;
  line-height: 1.5;
  letter-spacing: -0.04em;
  color: #333d4b;
}

.loan-emphasis__mid {
  color: #8b95a1;
}

.loan-emphasis__light {
  color: #d1d6db;
}

.loan-stage {
  position: absolute;
  inset: 0;
  pointer-events: none;
}

.loan-stage .loan-phone {
  pointer-events: auto;
}

.loan-phone {
  position: absolute;
  top: -14px;
  right: -60px;
  width: 600px;
  max-width: 600px;
  transform:
    translate3d(calc((1 - var(--progress, 0)) * 18px), calc((1 - var(--progress, 0)) * -12px), 0)
    scale(calc(0.985 + var(--progress, 0) * 0.015));
  opacity: 1;
  transition: transform 120ms linear, opacity 120ms linear;
}

.loan-phone__screen {
  position: absolute;
  left: 50%;
  top: 50%;
  width: 57%;
  height: 83.6%;
  transform: translate(-50%, -50%);
  padding: 16px 20px 22px;
  border-radius: 28px;
  background: #ffffff;
  overflow: hidden;
}

.loan-phone__grabber {
  width: 132px;
  height: 14px;
  margin: 4px auto 22px;
  border-radius: 999px;
  background: #dbe3ee;
}

.loan-phone__back {
  width: 44px;
  height: 44px;
  display: grid;
  place-items: center;
  margin-left: -6px;
  font-size: 58px;
  line-height: 1;
  font-weight: 500;
  color: #4e5968;
}

.loan-phone__headline {
  margin: 20px 0 20px;
  font-size: clamp(17px, 1.55vw, 20px);
  font-weight: 700;
  line-height: 1.32;
  letter-spacing: -0.04em;
  color: #333d4b;
  overflow-wrap: break-word;
}

.loan-phone__gauge {
  position: relative;
  width: 192px;
  height: 182px;
  margin: 0 auto 20px;
}

.loan-phone__gauge-ring {
  position: absolute;
  inset: 0;
  border-radius: 50%;
  background:
    conic-gradient(
      from 225deg,
      #ffe2de 0 82deg,
      #f50101 82deg 324deg,
      #ffe2de 324deg 360deg
    );
  clip-path: inset(0 0 18% 0);
  -webkit-mask: radial-gradient(farthest-side, transparent calc(100% - 28px), #000 0);
  mask: radial-gradient(farthest-side, transparent calc(100% - 28px), #000 0);
}

.loan-phone__gauge::after {
  content: "";
  position: absolute;
  left: 20%;
  right: 20%;
  bottom: -4px;
  height: 36%;
  border-radius: 999px;
  background: #ffffff;
}

.loan-phone__gauge-copy {
  position: absolute;
  inset: 0;
  z-index: 1;
  display: grid;
  place-content: center;
  padding-bottom: 20px;
  text-align: center;
}

.loan-phone__gauge-copy span {
  display: block;
  margin-bottom: 6px;
  color: #6b7684;
  font-size: 13px;
  font-weight: 700;
}

.loan-phone__gauge-copy strong {
  display: block;
  color: #f50101;
  font-size: 30px;
  line-height: 1;
  letter-spacing: -0.03em;
}

.loan-phone__facts {
  display: grid;
  gap: 14px;
}

.loan-phone__fact {
  display: grid;
  grid-template-columns: 32px 1fr auto;
  gap: 12px;
  align-items: start;
}

.loan-phone__fact p {
  margin: 0;
  color: #6b7684;
  font-size: 11px;
  line-height: 1.35;
}

.loan-phone__fact strong {
  color: #333d4b;
  font-weight: 700;
  display: inline-block;
  margin-top: 1px;
  font-size: 13px;
  line-height: 1.25;
}

.loan-phone__icon {
  display: grid;
  place-items: center;
  width: 22px;
  height: 22px;
  margin-top: 1px;
  border-radius: 999px;
  font-size: 12px;
  font-weight: 700;
  line-height: 1;
}

.loan-phone__icon--bank {
  background: #f50101;
  color: #ffffff;
}

.loan-phone__icon--check {
  border: 3px solid #f58a81;
  color: #f58a81;
  font-size: 10px;
}

.loan-phone__icon--gift {
  position: relative;
  width: 24px;
  height: 24px;
  border-radius: 8px;
  background: #ff5f6d;
}

.loan-phone__icon--gift::before,
.loan-phone__icon--gift::after {
  content: "";
  position: absolute;
  background: #ffd257;
}

.loan-phone__icon--gift::before {
  inset: 7px 0 7px;
  width: 4px;
  margin: auto;
}

.loan-phone__icon--gift::after {
  inset: 0 7px;
  height: 4px;
  top: 8px;
}

.loan-phone__chevron {
  align-self: center;
  color: #b0b8c1;
  font-size: 20px;
  line-height: 1;
}

.loan-phone__button {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
  height: 48px;
  margin-top: 14px;
  border-radius: 18px;
  background: #f50101;
  color: #ffffff;
  font-size: 17px;
  font-weight: 700;
  letter-spacing: -0.04em;
  box-shadow: 0 16px 28px rgba(245, 1, 1, 0.18);
}

.loan-phone__button::before {
  content: "";
  position: absolute;
  left: 50%;
  top: 50%;
  width: 36px;
  height: 36px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.2);
  transform: translate(-50%, -50%);
}

.loan-phone__button {
  text-indent: 0;
}

.credit-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0 40px;
  margin-top: 0;
}

.credit-item {
  min-height: 400px;
  padding: 0;
}

.credit-item img {
  width: 120px;
  height: 120px;
  margin-bottom: 30px;
}

.credit-item h3 {
  font-size: 28px;
  line-height: 1.5;
}

.invest-layout {
  display: grid;
  gap: 12px;
}

.invest-stage {
  position: relative;
  display: grid;
  place-items: center;
  min-height: 936px;
}

.phone-shell {
  position: relative;
  width: min(100%, 600px);
  aspect-ratio: 600 / 936;
}

.phone-shell__screen {
  position: absolute;
  left: 50%;
  top: 50%;
  width: 57%;
  height: 83.6%;
  transform: translate(-50%, -50%);
  border-radius: 22px;
  background: #ffffff;
  object-fit: contain;
  object-position: center top;
}

.phone-shell__frame {
  position: relative;
  width: 100%;
  height: 100%;
  object-fit: contain;
}

.phone-shell--invest {
  transform:
    translate3d(0, calc((1 - var(--progress, 0)) * 48px), 0)
    scale(calc(0.95 + var(--progress, 0) * 0.05));
  opacity: calc(0.18 + var(--progress, 0) * 0.82);
  transition: transform 120ms linear, opacity 120ms linear;
}

#flow .screen-card,
.loan-stage .loan-phone {
  position: absolute;
}

.invest-note {
  position: absolute;
  max-width: 252px;
  color: var(--muted);
  font-size: 23px;
  font-weight: 600;
  line-height: 1.5;
}

.invest-note--left {
  left: 34px;
  top: 432px;
  transform: none;
}

.invest-note--right {
  left: auto;
  right: 22px;
  top: 228px;
  transform: none;
}

.invest-layout .section-note {
  margin: 12px auto 0;
  text-align: center;
}

#invest {
  padding-top: 250px;
  padding-bottom: 250px;
}

#invest .invest-stage {
  min-height: 936px;
}

#invest .invest-note--left {
  top: 428px;
}

#invest .invest-note--right {
  top: 228px;
}

.loan-section {
  padding-top: 250px;
  padding-bottom: 250px;
}

.everyday-section {
  padding-top: 250px;
  padding-bottom: 250px;
}

.everyday-section .section-copy--wide {
  max-width: 620px;
}

.story-block--center {
  max-width: 1040px;
  margin-top: 80px;
  display: grid;
  grid-template-columns: minmax(520px, 740px) minmax(240px, 300px);
  gap: 80px;
  align-items: end;
}

.story-block--center .story-block__copy {
  margin-top: 0;
}

.story-block--center .story-block__image {
  width: 100%;
}

.wide-banner {
  position: relative;
  overflow: hidden;
  height: 800px;
  width: 100vw;
  margin-left: calc(50% - 50vw);
  border-radius: 0;
  isolation: isolate;
  background:
    linear-gradient(180deg, rgba(255, 255, 255, 0.16) 0, rgba(255, 255, 255, 0.16) 88px, transparent 88px, transparent calc(100% - 88px), rgba(255, 255, 255, 0.16) calc(100% - 88px), rgba(255, 255, 255, 0.16) 100%),
    linear-gradient(135deg, #ffaf87 0%, #ff7b56 38%, #ff5b47 68%, #f50101 100%);
}

.wide-banner__ticker {
  position: absolute;
  left: 0;
  right: 0;
  overflow: hidden;
  z-index: 1;
  pointer-events: none;
}

.wide-banner__ticker--top {
  top: 14%;
}

.wide-banner__ticker--bottom {
  bottom: 12%;
}

.wide-banner__ticker-rail {
  display: flex;
  width: max-content;
  animation: wide-banner-marquee-left 24s linear infinite;
}

.wide-banner__ticker--bottom .wide-banner__ticker-rail {
  animation-name: wide-banner-marquee-right;
}

.wide-banner__ticker-track {
  display: flex;
  flex-shrink: 0;
  align-items: center;
  gap: 48px;
  padding-right: 48px;
}

.wide-banner__ticker span {
  color: rgba(255, 255, 255, 0.12);
  font-size: clamp(168px, 17.2vw, 328px);
  font-weight: 900;
  line-height: 1;
  letter-spacing: -0.07em;
  white-space: nowrap;
}

.wide-banner__copy {
  position: absolute;
  left: 50%;
  top: 50%;
  transform: translate(-50%, -50%);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 0.08em;
  color: #ffffff;
  font-size: clamp(48px, 5.8vw, 84px);
  font-weight: 700;
  line-height: 1.3;
  letter-spacing: -0.05em;
  z-index: 3;
  text-align: center;
  width: min(92%, 1120px);
  white-space: nowrap;
  text-shadow: 0 16px 32px rgba(104, 25, 0, 0.18);
}

.wide-banner__copy-emphasis {
  display: inline-block;
  font-size: 2em;
  line-height: 1;
}

@keyframes wide-banner-marquee-left {
  from {
    transform: translateX(0);
  }
  to {
    transform: translateX(-50%);
  }
}

@keyframes wide-banner-marquee-right {
  from {
    transform: translateX(-50%);
  }
  to {
    transform: translateX(0);
  }
}

@media (prefers-reduced-motion: reduce) {
  .wide-banner__ticker-rail {
    animation: none;
    transform: translateX(0);
  }
}

.story-block {
  margin-top: 56px;
}

.story-block--center {
  max-width: 740px;
  margin-left: auto;
  margin-right: auto;
}

.story-block--split {
  display: grid;
  grid-template-columns: minmax(320px, 1fr) minmax(300px, 420px);
  gap: 36px;
  align-items: center;
}

.story-block__image,
.media-card img {
  width: 100%;
  border-radius: 0;
}

.story-block__copy {
  margin-top: 28px;
}

.story-subtitle {
  margin-top: 6px;
  color: #b0b8c1;
  font-size: clamp(26px, 3vw, 40px);
  font-weight: 700;
  line-height: 1.3;
  letter-spacing: -0.04em;
}

.story-block__copy p:last-child,
.media-card__copy p {
  font-size: 20px;
}

.media-grid {
  display: grid;
  grid-template-columns: minmax(320px, 620px) minmax(260px, 320px);
  gap: 40px;
  margin-top: 80px;
}

.media-card {
  display: grid;
  gap: 22px;
}

.media-card__copy h3 {
  margin: 0;
  font-size: 40px;
  line-height: 1.2;
  letter-spacing: -0.05em;
}

.payment-box {
  overflow: hidden;
}

.payment-stage {
  position: relative;
  min-height: 1272px;
  margin-top: 0;
}

.payment-phone {
  position: absolute;
  width: min(100%, 600px);
  max-width: 600px;
  opacity: calc(0.2 + var(--progress, 0) * 0.8);
  transition: transform 120ms linear, opacity 120ms linear;
}

.payment-phone .phone-shell__screen {
  width: 55.4%;
  height: 80.8%;
  top: 48.3%;
}

.payment-phone--left {
  left: -124px;
  bottom: 0;
  transform:
    translate3d(calc((1 - var(--progress, 0)) * -120px), calc((1 - var(--progress, 0)) * 100px), 0)
    scale(calc(0.94 + var(--progress, 0) * 0.06));
}

.payment-phone--right {
  right: -70px;
  top: -70px;
  transform:
    translate3d(calc((1 - var(--progress, 0)) * 110px), calc((1 - var(--progress, 0)) * -90px), 0)
    scale(calc(0.94 + var(--progress, 0) * 0.06));
}

.payment-copy {
  position: absolute;
  max-width: 480px;
  color: var(--muted);
  font-size: 23px;
  font-weight: 600;
  line-height: 1.5;
}

.payment-copy--left {
  left: 0;
  top: 267px;
  width: 420px;
}

.payment-copy--right {
  left: 640px;
  right: auto;
  bottom: 280px;
  width: 480px;
}

#flow {
  padding-top: 250px;
  padding-bottom: 165px;
}

#flow .split-section--finance {
  position: relative;
  display: block;
  min-height: 1272px;
}

#flow .section-copy {
  padding-top: 0;
  padding-left: 46px;
  position: relative;
  z-index: 2;
}

#flow .finance-stage {
  position: absolute;
  inset: 0;
  min-height: 1272px;
}

#flow .finance-stage__visual {
  position: absolute;
  inset: 0;
  min-height: 936px;
  margin-left: 0;
}

#flow .screen-card {
  width: 600px;
  max-width: 600px;
}

#flow .screen-card--left {
  left: -55px;
  bottom: 0;
  z-index: 1;
  transform:
    translate3d(calc((1 - var(--progress, 0)) * -8px), calc((1 - var(--progress, 0)) * 12px), 0)
    scale(calc(0.992 + var(--progress, 0) * 0.008));
  opacity: 1;
}

#flow .screen-card--right {
  right: -52px;
  top: -28px;
  z-index: 2;
  transform:
    translate3d(calc((1 - var(--progress, 0)) * 8px), calc((1 - var(--progress, 0)) * -10px), 0)
    scale(calc(0.992 + var(--progress, 0) * 0.008));
  opacity: 1;
}

#flow .finance-stage .section-note {
  right: 30px;
  bottom: 166px;
  max-width: 420px;
  font-size: 23px;
  line-height: 1.5;
  padding-right: 0;
}

#transfer {
  padding-top: 250px;
  padding-bottom: 250px;
}

#transfer .surface-box {
  padding: 0;
  border-radius: 0;
}

#transfer .section-copy--wide {
  max-width: 720px;
  margin-bottom: 80px;
}

#transfer .transfer-grid {
  gap: 150px;
}

#transfer .transfer-row {
  grid-template-columns: 509px 509px;
  gap: 60px;
  padding-left: 46px;
  padding-right: 16px;
}

#transfer .card-shot {
  width: 509px;
  min-width: 509px;
  max-width: 509px;
  justify-self: end;
}

#credit {
  padding-top: 250px;
  padding-bottom: 250px;
}

#credit .surface-box {
  padding: 0;
  border-radius: 0;
}

#credit .section-copy--wide {
  max-width: 560px;
  margin-bottom: 80px;
}

#payment {
  padding-top: 250px;
  padding-bottom: 165px;
}

#payment .surface-box {
  padding: 0;
  border-radius: 0;
}

#payment .section-copy {
  max-width: 560px;
  padding-left: 46px;
}

#payment .payment-stage {
  min-height: 1272px;
}

#payment .payment-phone--left {
  left: -16px;
  bottom: 160px;
}

#payment .payment-phone--right {
  right: -12px;
  top: -180px;
  transform:
    translate3d(calc((1 - var(--progress, 0)) * 16px), calc((1 - var(--progress, 0)) * -16px), 0)
    scale(calc(0.99 + var(--progress, 0) * 0.01));
  opacity: 1;
}

#payment .payment-copy--left {
  left: 46px;
  top: 145px;
}

#payment .payment-copy.reveal {
  opacity: 1;
  transform: none;
}

#contact {
  padding-top: 154px;
  padding-bottom: 72px;
}

.matcher {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(340px, 430px);
  gap: clamp(36px, 5vw, 72px);
  align-items: end;
}

.matcher-copy {
  padding: 10px 0 0;
}

.matcher-kicker {
  margin-bottom: 18px;
}

.matcher-sentence {
  display: grid;
  gap: 12px;
}

.matcher-line {
  display: flex;
  flex-wrap: wrap;
  align-items: flex-end;
  gap: 12px 18px;
}

.matcher-static {
  font-size: clamp(34px, 4.2vw, 56px);
  font-weight: 800;
  line-height: 1.08;
  letter-spacing: -0.06em;
  color: var(--text);
}

.matcher-field {
  position: relative;
  min-width: min(100%, 440px);
}

.matcher-field summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 14px;
  padding: 0 0 12px;
  border-bottom: 2px solid rgba(245, 1, 1, 0.86);
  list-style: none;
  cursor: pointer;
}

.matcher-field summary::-webkit-details-marker {
  display: none;
}

.matcher-field__value {
  font-size: clamp(28px, 3.2vw, 46px);
  font-weight: 800;
  line-height: 1.12;
  letter-spacing: -0.055em;
  color: var(--blue);
}

.matcher-field__icon {
  position: relative;
  width: 22px;
  height: 22px;
  flex: none;
}

.matcher-field__icon::before,
.matcher-field__icon::after {
  content: "";
  position: absolute;
  bottom: 7px;
  width: 12px;
  height: 3px;
  border-radius: 999px;
  background: var(--blue);
}

.matcher-field__icon::before {
  left: 2px;
  transform: rotate(40deg);
}

.matcher-field__icon::after {
  right: 2px;
  transform: rotate(-40deg);
}

.matcher-field[open] .matcher-field__icon::before {
  transform: rotate(-40deg);
}

.matcher-field[open] .matcher-field__icon::after {
  transform: rotate(40deg);
}

.matcher-menu {
  position: absolute;
  top: calc(100% + 14px);
  left: 0;
  z-index: 6;
  min-width: min(100%, 420px);
  padding: 12px;
  border: 1px solid rgba(0, 23, 51, 0.08);
  border-radius: 24px;
  background: #ffffff;
  box-shadow: var(--shadow-md);
  display: grid;
  gap: 8px;
}

.matcher-option {
  appearance: none;
  border: 0;
  background: #f8fafc;
  color: var(--text);
  border-radius: 18px;
  padding: 16px 18px;
  font: inherit;
  font-size: 17px;
  font-weight: 700;
  text-align: left;
  letter-spacing: -0.03em;
  cursor: pointer;
  transition:
    background 160ms ease,
    color 160ms ease,
    transform 160ms ease;
}

.matcher-option:hover,
.matcher-option:focus-visible {
  background: rgba(245, 1, 1, 0.08);
  color: var(--blue);
  transform: translateY(-1px);
}

.matcher-note {
  max-width: 640px;
  margin: 24px 0 0;
  color: var(--muted);
  font-size: 18px;
  font-weight: 600;
  line-height: 1.6;
  letter-spacing: -0.03em;
}

.matcher-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 26px;
  align-items: center;
}

.matcher-action {
  min-width: 154px;
}

.app-shortcut {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-width: 140px;
  height: 48px;
  padding: 0 16px;
  border-radius: 14px;
  border: 2px solid rgba(245, 1, 1, 0.78);
  background: transparent;
  color: var(--blue);
  box-shadow: none;
}

.app-shortcut__icon {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 30px;
  height: 30px;
  flex: none;
}

.app-shortcut__icon svg {
  display: block;
  width: 100%;
  height: 100%;
}

.app-shortcut__label {
  font-size: 16px;
  font-weight: 700;
  letter-spacing: -0.03em;
}

.matcher-panel {
  align-self: end;
  padding: 34px 34px 32px;
  border-radius: 28px;
  background: #f7f8fa;
  border: 1px solid rgba(0, 23, 51, 0.06);
}

.matcher-panel__eyebrow {
  margin: 0 0 12px;
  color: var(--text);
  font-size: 14px;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.matcher-panel__meta {
  display: grid;
  gap: 0;
  margin: 0;
}

.matcher-panel__row {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 16px;
  align-items: center;
  padding: 28px 0;
  border-top: 1px solid rgba(0, 23, 51, 0.08);
}

.matcher-panel__row:first-child {
  border-top: 0;
  padding-top: 0;
}

.matcher-panel__row dt {
  color: #8b95a1;
  font-size: 14px;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.matcher-panel__row dd {
  margin: 0;
  color: var(--text);
  font-size: 24px;
  font-weight: 800;
  line-height: 1.35;
  letter-spacing: -0.03em;
  text-align: right;
}

.matcher-panel__row dd[data-result="flow"] {
  font-size: 17px;
}

.matcher-panel__total {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: end;
  gap: 16px;
  margin-top: 18px;
  padding-top: 32px;
  border-top: 1px solid rgba(0, 23, 51, 0.12);
}

.matcher-panel__total span {
  color: #6b7684;
  font-size: 15px;
  font-weight: 800;
  letter-spacing: -0.03em;
}

.matcher-panel__total strong {
  color: var(--blue);
  font-size: clamp(52px, 4.4vw, 76px);
  font-weight: 800;
  line-height: 0.92;
  letter-spacing: -0.065em;
}

.site-footer {
  padding: 0 0 70px;
}

.footer-address {
  margin: 0;
  padding: 20px 0 0;
  border-top: 1px solid var(--line);
  color: var(--muted-2);
  font-style: normal;
  font-size: 14px;
  line-height: 1.8;
}

.footer-address--single {
  max-width: 980px;
}

.footer-address strong {
  color: var(--text);
}

.footer-address a {
  color: inherit;
  text-decoration: underline;
}

.reveal {
  opacity: 0;
  transform: translate3d(0, 42px, 0);
  transition:
    opacity 780ms cubic-bezier(0.22, 1, 0.36, 1),
    transform 980ms cubic-bezier(0.22, 1, 0.36, 1);
  will-change: opacity, transform;
}

.reveal--left {
  transform: translate3d(-52px, 32px, 0);
}

.reveal--right {
  transform: translate3d(52px, 32px, 0);
}

.reveal--scale {
  transform: translate3d(0, 38px, 0) scale(0.96);
}

.reveal--soft {
  transform: translate3d(0, 22px, 0);
}

.reveal.is-visible {
  opacity: 1;
  transform: translate3d(0, 0, 0) scale(1);
}

.hero-copy.reveal {
  transform: translate3d(-50%, 22px, 0);
}

.hero-copy.reveal.is-visible {
  transform: translate3d(-50%, 0, 0) scale(1);
}

@media (max-width: 1180px) {
  .split-section,
  .transfer-row,
  .story-block--center,
  .story-block--split,
  .media-grid,
  .matcher {
    gap: 28px;
  }

  #flow .screen-card--left {
    left: -70px;
  }

  #flow .screen-card--right {
    right: -56px;
  }

  .payment-phone--left {
    left: -88px;
  }

  .payment-phone--right {
    right: -44px;
  }

  .payment-copy--right {
    left: auto;
    right: 0;
    width: 360px;
  }
}

@media (max-width: 960px) {
  .site-nav {
    display: none;
  }

  .hero-stage {
    min-height: auto;
  }

  .hero-visual {
    min-height: auto;
    padding: 42px 0 18px;
  }

  .app-links {
    justify-content: center;
  }

  .hero-showcase {
    width: min(1340px, calc(100vw - 72px));
  }

  .hero-showcase__actions {
    left: 3.8%;
    top: 27.4%;
    gap: 10px;
    transform: none;
  }

  .hero-showcase__logo {
    right: 5.2%;
    top: 15.6%;
    width: 11%;
  }

  .hero-intro {
    padding: 120px 0;
  }

  .split-section,
  .transfer-row,
  .story-block--center,
  .story-block--split,
  .media-grid,
  .matcher {
    grid-template-columns: 1fr;
  }

  .section {
    padding: 120px 0;
  }

  .section-label {
    font-size: 22px;
  }

  .matcher {
    gap: 40px;
  }

  .matcher-copy {
    padding-top: 0;
  }

  .matcher-field {
    min-width: 0;
    width: 100%;
  }

  .matcher-panel {
    max-width: 620px;
  }

  .section-text,
  .section-note,
  .transfer-copy p,
  .credit-item p,
  .story-block__copy p,
  .media-card__copy p,
  .report-copy p,
  .invest-note,
  .payment-copy {
    font-size: 18px;
  }

  .finance-stage {
    min-height: 980px;
  }

  #flow {
    padding-top: 120px;
    padding-bottom: 120px;
  }

  #flow .finance-stage__visual {
    min-height: 820px;
  }

  #flow .screen-card--left {
    left: -40px;
    bottom: 120px;
    top: auto;
  }

  #flow .screen-card--right {
    right: -20px;
    top: 0;
  }

  #flow .finance-stage .section-note {
    right: 0;
    bottom: 0;
    max-width: 360px;
    font-size: 18px;
  }

  .screen-card {
    width: min(72vw, 520px);
    max-width: 520px;
  }

  .credit-grid {
    grid-template-columns: 1fr 1fr;
  }

  .invest-stage {
    min-height: 760px;
  }

  #invest .invest-note--left {
    left: 8px;
    top: 360px;
    max-width: 220px;
    transform: none;
  }

  #invest .invest-note--right {
    left: auto;
    right: 16px;
    top: 200px;
    max-width: 200px;
    transform: none;
  }

  .payment-stage {
    min-height: 980px;
  }

  #payment {
    padding-top: 120px;
    padding-bottom: 120px;
  }

  #payment .payment-phone--left {
    left: -50px;
    bottom: 60px;
    top: auto;
  }

  #payment .payment-phone--right {
    right: -12px;
    top: 40px;
  }

  #payment .payment-copy--left {
    width: 300px;
    top: 220px;
  }

  #payment .payment-copy--right {
    right: 0;
    bottom: 180px;
    width: 320px;
  }
  .loan-layout {
    min-height: auto;
    display: grid;
    gap: 56px;
  }

  .loan-stage {
    position: relative;
    inset: auto;
    pointer-events: auto;
  }

  .loan-stage .loan-phone {
    position: relative;
    top: 0;
    right: 0;
    margin: 0 auto;
  }

  .loan-copy--secondary {
    position: static;
    max-width: 520px;
  }
}

@media (max-width: 720px) {
  .container {
    width: min(var(--container), calc(100% - 28px));
  }

  .site-header__inner {
    min-height: 60px;
  }

  .locale-switch {
    display: none;
  }

  .hero-stage {
    min-height: auto;
  }

  .hero-visual {
    min-height: auto;
    padding: 18px 0 14px;
  }

  .app-links {
    width: 100%;
  }

  .app-shortcut {
    width: 100%;
    min-width: 0;
    justify-content: center;
  }

  .hero-showcase {
    width: calc(100vw - 20px);
  }

  .hero-showcase__actions {
    left: 4%;
    right: 4%;
    top: 24%;
    gap: 8px;
    justify-content: flex-start;
    transform: none;
  }

  .hero-showcase__logo {
    right: 4.2%;
    top: 14.8%;
    width: 12%;
  }

  .hero-intro {
    padding: 60px 0 100px;
  }

  .section {
    padding: 92px 0;
  }

  .credit-grid {
    grid-template-columns: 1fr;
  }

  .screen-card {
    position: static;
    width: min(100%, 360px);
    max-width: 360px;
  }

  #flow {
    padding-top: 92px;
    padding-bottom: 92px;
  }

  .finance-stage {
    display: grid;
    justify-items: center;
    gap: 24px;
    min-height: auto;
  }

  .finance-stage__visual {
    position: static;
    display: grid;
    justify-items: center;
    gap: 24px;
    min-height: auto;
  }

  .screen-card--left,
  .screen-card--right {
    position: static;
    transform: none;
    opacity: 1;
  }

  .finance-stage .section-note {
    position: static;
    max-width: none;
    font-size: 17px;
    margin-top: 0;
  }

  .transfer-row {
    gap: 20px;
  }

  .loan-stage {
    justify-content: center;
  }

  .loan-phone {
    transform: none;
    opacity: 1;
  }

  .loan-layout {
    gap: 32px;
  }

  .loan-phone {
    width: min(100%, 392px);
  }

  .loan-phone__screen {
    padding: 14px 16px 18px;
  }

  .loan-phone__headline {
    margin: 10px 0 12px;
    font-size: 13px;
    line-height: 1.34;
  }

  .loan-phone__gauge {
    width: 116px;
    height: 108px;
    margin: 0 auto 12px;
  }

  .loan-phone__gauge-copy {
    padding-bottom: 12px;
  }

  .loan-phone__gauge-copy span {
    margin-bottom: 4px;
    font-size: 9px;
  }

  .loan-phone__gauge-copy strong {
    font-size: 22px;
  }

  .loan-phone__facts {
    gap: 8px;
  }

  .loan-phone__fact {
    grid-template-columns: 18px 1fr auto;
    gap: 8px;
  }

  .loan-phone__fact p {
    font-size: 8px;
    line-height: 1.26;
  }

  .loan-phone__fact strong {
    font-size: 10px;
    line-height: 1.18;
  }

  .loan-phone__icon {
    width: 18px;
    height: 18px;
    font-size: 10px;
  }

  .loan-phone__icon--check {
    border-width: 2px;
    font-size: 8px;
  }

  .loan-phone__icon--gift {
    width: 18px;
    height: 18px;
    border-radius: 6px;
  }

  .loan-phone__icon--gift::before {
    inset: 5px 0 5px;
    width: 3px;
  }

  .loan-phone__icon--gift::after {
    inset: 0 5px;
    height: 3px;
    top: 6px;
  }

  .loan-phone__chevron {
    font-size: 14px;
  }

  .loan-phone__button {
    height: 34px;
    margin-top: 10px;
    border-radius: 14px;
    font-size: 13px;
  }

  .loan-phone__button::before {
    width: 24px;
    height: 24px;
  }

  .loan-emphasis {
    margin-bottom: 20px;
    font-size: 32px;
    line-height: 1.45;
  }

  .credit-item {
    min-height: auto;
  }

  .credit-item img {
    width: 88px;
    height: 88px;
  }

  .phone-shell {
    width: min(100%, 420px);
  }

  .invest-stage {
    min-height: auto;
    gap: 24px;
  }

  .invest-note {
    position: static;
    max-width: 420px;
    text-align: center;
    transform: none;
  }

  .wide-banner {
    height: 665px;
  }

  .payment-stage {
    display: grid;
    gap: 20px;
    min-height: auto;
  }

  .payment-phone {
    position: static;
    width: min(100%, 420px);
    transform: none;
    opacity: 1;
    margin: 0 auto;
  }

  .payment-phone .phone-shell__screen {
    width: 54.8%;
    height: 80.2%;
    top: 48%;
  }

  .payment-copy {
    position: static;
    width: auto;
    max-width: none;
  }

  #contact {
    padding-top: 104px;
    padding-bottom: 56px;
  }

  .matcher {
    gap: 32px;
  }

  .matcher-sentence {
    gap: 12px;
  }

  .matcher-line {
    gap: 12px 14px;
  }

  .matcher-static {
    font-size: 34px;
  }

  .matcher-field summary {
    padding-bottom: 10px;
    border-bottom-width: 2px;
  }

  .matcher-field__value {
    font-size: 28px;
  }

  .matcher-field__icon {
    width: 22px;
    height: 22px;
  }

  .matcher-menu {
    min-width: 100%;
    border-radius: 20px;
  }

  .matcher-option {
    padding: 14px 16px;
    font-size: 15px;
  }

  .matcher-note {
    margin-top: 24px;
    font-size: 17px;
  }

  .matcher-actions {
    margin-top: 24px;
  }

  .matcher-action {
    width: 100%;
  }

  .app-links {
    width: 100%;
  }

  .app-shortcut {
    width: 100%;
    min-width: 0;
    justify-content: center;
  }

  .matcher-panel {
    padding: 28px 24px 24px;
    border-radius: 28px;
  }

  .matcher-panel__row {
    grid-template-columns: 1fr auto;
    gap: 16px;
    padding: 16px 0;
  }

  .matcher-panel__row dd {
    font-size: 17px;
  }

  .matcher-panel__row dd[data-result="flow"] {
    font-size: 16px;
  }

  .matcher-panel__total {
    padding-top: 22px;
  }

  .matcher-panel__total strong {
    font-size: 48px;
  }

  .story-subtitle {
    font-size: 26px;
  }

  .footer-address {
    font-size: 13px;
  }
}